Fee-Only, Fiduciary Financial Planning
Your Best Interests Always Come First
“The planning stage of a cruise is often just as enjoyable as the voyage itself, letting one’s imagination loose on all kinds of possibilities. Yet translating dreams into reality means a lot of practical questions have to be answered.”
– JIMMY CORNELL (WORLD CRUISING HANDBOOK)
NAVIGOE FOUNDING PARTNER FEATURED IN
Proud to be awarded “South Bay’s Favorite”
Although the term “fiduciary” has become more popular in recent years, Navigoe has been a fee-only, fiduciary financial planner for over 20 years. Conflicts of interest have proliferated in the financial industry for decades, but Founder Scott Leonard, CFP® has been known to say, “How can I work with a company that pays more in fines and settlements every year than the total net worth of all my clients? If I don’t trust the company, why should I expect my clients to trust me?”
Scott felt so strongly about being a fiduciary that he joined the board of the National Association of Personal Financial Advisors (NAPFA), the professional association for fee-only financial advisors) and founded Navigoe. He was an early believer in the fee-only model, so he decided to start a firm whose team of CERTIFIED FINANCIAL PLANNER™ professionals would focus on providing independent, unbiased guidance that solely serves our clients’ best interests.
Why Fee-Only?
The great part of working with a fee-only CERTIFIED FINANCIAL PLANNER™ professional who is a fiduciary is that you receive our best advice — no product sales, no corporate agendas, no hidden fees. Your best interests always come first.
FIDUCIARY RESPONSIBILITY
A legal responsibility to put your needs before our own
Over 20 years of experience as a fiduciary since the company’s founding in 1996
FEE-ONLY ADVISOR
No commissions or kickbacks of any kind
Confidence that you’re receiving the best advice based on your goals, not our compensation
PLANNING PROCESS
A proactive approach that addresses financial issues before they arise
Empathetic advice that we follow ourselves and give to our own families as well
INVESTMENT APPROACH
An academic approach that has been used successfully for over 20 years
Consistent philosophy through decades of market ups and downs
What Makes Navigoe Unique
At Navigoe, financial planning is not a byproduct or secondary service. It’s at the core of everything we do for our clients. Our fee-only, fiduciary model takes this commitment to long-term financial success one step further.
Today more than ever, there is endless noise around financial topics. It’s becoming harder to know which information is good, how to separate a columnist's opinion from fact, and how to detect a salesperson from a truly independent consultant. Fortunately, there are a growing number of financial practitioners who have taken the necessary steps to put your needs ahead of their own: the fee-only, fiduciary CERTIFIED FINANCIAL PLANNER™ professionals.
Navigoe’s advisors have been at the forefront of this movement for over two decades. Since our doors opened in 1996, our team has served as fee-only fiduciaries to instill utmost confidence that you receive nothing but our best, unbiased advice each and every time.
Our Services
COMPREHENSIVE WEALTH MANAGEMENT
Live the best life possible by collaborating with us to design a strategy, implement those plans and monitor your progress.
INVESTMENT
CONSULTING
Protect and grow your wealth with a partner who carefully manages your portfolio, minimizes risk and maximizes returns.
TAX
PLANNING
Develop an integrated tax strategy to minimize taxes over your lifetime and beyond.
ESTATE
PLANNING
Work with a partner who can help develop an estate plan that represents your financial legacy and continues your financial plan.
Clients We Serve
If you’re searching for a financial planner near Redondo Beach, you’ve come to the right place. Our CERTIFIED FINANCIAL PLANNER™ professionals serve clients throughout the Los Angeles area and across the U.S. Our clients are primarily in the South Bay communities of Redondo Beach, Hermosa Beach, Manhattan Beach, Torrance, and the Palos Verdes Peninsula area (Rancho Palos Verdes, Palos Verdes Estates, and Rolling Hills Estates).
NEWLY
RETIRED COUPLE
SINGLE
PROFESSIONAL
YOUNG
BUSINESS OWNERS
How We Work
Navigoe’s financial planners in Redondo Beach partner with clients across the country to achieve true prosperity. We focus just as much on building your wealth as building our relationship with you. With our team by your side, you can look forward to feeling confidence and clarity every step of the way.
Meet the Crew
Much like sailing, a smooth financial voyage requires having the right crew. Each team member has a unique reason for choosing this profession, but we all share a common goal: to help you navigate to the financial life you always wanted.
Take the Next Step in Your Financial Journey
Get in touch to tell us more about your plans and see if we are the right co-captain for you.