Fee-Only, Fiduciary Financial Planning

"The planning stage of a cruise is often just as enjoyable as the voyage itself, letting one’s imagination loose on all kinds of possibilities. Yet translating dreams into reality means a lot of practical questions have to be answered."
- Jimmy Cornell (World Cruising Handbook)

Although the term “fiduciary” has become more popular in recent years, Navigoe has been a fee-only, fiduciary financial planner for over 20 years. Conflicts of interest have proliferated the financial industry for decades, but Founder Scott Leonard has been known to say ,“How can I work with a company that pays more in fines and settlements every year than the total net worth of all my clients? If I don’t trust the company, why should I expect my clients to trust me?”

Scott felt so strongly about being a fiduciary that he joined the board of the National Association of Personal Financial Advisors (NAPFA, the professional association for fee-only financial advisors) and founded Navigoe. He was an early believer in the fee-only model, so he decided to start a firm whose team of CERTIFIED FINANCIAL PLANNER™ professionals would focus on providing independent, unbiased guidance that solely serves our clients’ best interests.

WHY FEE-ONLY?

The great part of working with a fee-only, fiduciary financial planner is that you receive our best advice — no product sales, no corporate agendas, no hidden fees. Your best interests always come first.

Fiduciary Responsibility

  • A legal responsibility to put your needs before our own
  • Over 20 years of experience as a fiduciary since the company’s founding in 1996

Fee-Only Advisor

  • No commissions or kickbacks of any kind
  • Confidence that you’re receiving the best advice based on your goals, not our compensation

Planning Process

  • A proactive approach that addresses financial issues before they arise
  • Empathetic advice that we follow ourselves and give to our own families as well

Investment Approach

  • An academic approach that has been used successfully for over 20 years
  • Consistent philosophy through decades of market ups and downs

What Makes Navigoe Unique

At Navigoe, financial planning is not a byproduct or secondary service. It’s at the core of everything we do for our clients. Our fee-only, fiduciary model takes this commitment to long-term financial success one step further.

Today more than ever, there is endless noise around financial topics. It’s becoming harder to know which information is good, how to separate a columnist’s opinion from fact and how to detect a salesperson from to a truly independent consultant. Fortunately, there are a growing number of financial practitioners who have taken the necessary steps to put your needs ahead of their own: the fee-only, fiduciary CERTIFIED FINANCIAL PLANNER™ professionals.

Navigoe’s advisors have been at the forefront of this movement for over two decades. Since our doors opened in 1996, our team has served as fee-only fiduciaries to instill utmost confidence that you receive nothing but our best, unbiased advice each and every time.

Our Services

Wealth Management

Live the best life possible by collaborating with us to design a strategy, implement those plans and monitor your progress.

Learn more

Investment Consulting

Protect and grow your wealth with a partner who carefully manages your portfolio to minimize risk and maximize returns.

Learn more

Employer 401(k) Plans

Get a helping hand updating your company’s 401(k) offerings or starting a new retirement plan for your employees.

Learn more

Limited Engagement Financial Planning

Meet with our CERTIFIED FINANCIAL PLANNER™ professionals to get financial guidance without a huge commitment.

Learn more

Trusts

Work with an estate partner who can help develop a trust that represents your financial legacy and continues your financial plan.

Learn more

Clients We Serve

We serve clients throughout the Los Angeles area, and even in different states. Being based in Redondo Beach, our clients are primarily in the South Bay cities of Redondo Beach, Hermosa Beach, Manhattan Beach, Torrance and the Palos Verdes Peninsula area.

See If We’re a Match

How we work

Navigoe works closely with you to achieve true prosperity, focusing just as much on building your wealth as building our relationship with you. With our team by your side, you can look forward to feeling confidence and clarity every step of the way.

Learn about our process

Meet the team

Much like sailing, having a smooth financial voyage requires having the right crew. Each member of our team has a unique reason for choosing this profession, but we all share a common goal: to help you navigate to the financial life you always wanted.

Show me the team