Protecting and Growing Your Wealth with Investment Consulting

"It is not the ship so much as the skillful sailing that assures the prosperous voyage."
- George William Curtis, Writer

Since Navigoe was founded in 1996, our firm has maintained a consistent investment philosophy and discipline that has helped clients successfully navigate through every phase of their lives.

Navigoe’s Investment Philosophy

The most important outcome of an investment strategy is achieving your goals. That’s why our investment philosophy focuses first on minimizing risk, then on maximizing returns. Building on a foundation of academic principles, we employ a disciplined approach to maintain appropriate levels of risk and tax management, which helps protect the wealth you’ve already earned while growing it even further.

Academic Foundation

Navigoe’s methodology is based on decades of academically sound, thoroughly tested research that was developed, modified and improved upon by some of the world’s leading economists. Our approach to portfolio management focuses on market efficiency and asset allocation, not market timing or stock picking.

Disciplined Management

Emotions (especially greed and fear) cause many investors to buy high and sell low. Disciplined investment management means maintaining appropriate levels of risk through systematic rebalancing, managing taxes through smart asset allocation and asset location, as well as strategic planning to maintain desired cash flow through up and down markets.

Market-Proven Approach

Navigoe has maintained the same investment strategy since Founder Scott Leonard started the firm in the mid 1990s. As he often says, “If it’s not broke, don’t fix it.” This consistency instills peace of mind that our approach is time-tested and market-proven, not driven by the latest “hot” strategy or great stock pick.  

What’s Included with Investment Consulting

As an integrated part of our wealth management services, Navigoe’s investment consulting creates the highest probability of reaching your goals by guiding you through the process of creating an Investment Policy Statement, implementing your customized strategy and monitoring your individual investments over time. This service includes:

  • Development of a customized Investment Policy Statement that aligns with your financial goals
  • Asset allocation holistically designed around your financial plan
  • Asset location to maximize after tax returns
  • Low-cost, low-fee institutional money management, featuring access to Dimensional Fund Advisors
  • Robust rebalancing with tax loss harvesting
  • Consolidated portfolio statements across all of your accounts to show performance, allocation and tax information
  • State-of-the-art web portal and mobile app, providing up-to-date portfolio information across all investment accounts and individual securities
  • Full integration with your financial plan
  • Cash flow creation and income sequencing

Other Services

Wealth Management

Live the best life possible by collaborating with us to design a strategy, implement those plans and monitor your progress.

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Employer 401(k) Plans

Get a helping hand updating your company’s 401(k) offerings or starting a new retirement plan for your employees.

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Limited Engagement Financial Planning

Meet with our CERTIFIED FINANCIAL PLANNER™ professionals to get financial guidance without a huge commitment.

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Trusts

Work with an estate partner who can help develop a trust that represents your financial legacy and continues your financial plan.

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