The Navigoe Blog

Author: Eric Toya, CFP®

Having more money (like losing weight) isn’t a real goal

I was talking with a friend about running, and he told me, “you know what the best way to improve your running time is?” “what?” I asked. “Lose weight,” he says. That just seemed entirely backwards. It’s like saying that the best way to improve your bench press is to get stronger. Aren’t I running…

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My Somewhat Costly Healthcare Education

I have a high deductible health plan (HDHP), which is compatible with a Health Savings Accounts (HSA). These plans were first approved and made available to the public in 2004. The concept makes sense for someone who does not expect to have a large amount of insurable medical expenses. These plans were supposed to make…

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October Tricks and Treats

The month of October was full of both tricks and treats, spooking investors with an uptick in volatility, but delivering gains in the US markets. October has historically been the most volatile month for the stock market, with the crashes of 1929, 1987 and 2008 culminating in the ghoulish month. True to form, volatility increased…

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On the Nightly News, AKA Frames of Reference

Tune in to the business segment of the nightly news, or the front page of your local paper’s business section, and you will see the usual stock market report.  Most commonly, references to “the market” are specifically to the Dow Jones Industrial Average. It’s the oldest and most recognized stock market index.  But, as I…

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Eric's top 5 articles and other good reads of October 2014

There were some great articles that I stumbled upon this past month.  Let’s start with my top five: What I Learned When I Asked How Much My MRI Would Cost The introduction of the high deductible health insurance plans was designed to make consumers smarter about how they shopped for their health care. Prices, under…

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Top 5 articles, other good reads. September 2014 Edition

Please enjoy some of the articles that I read this month, starting with my top five: Scrambled Signals – did financial journalists fail to spot the crisis? If you ask a financial journalist if they are dispensing financial advice, they would almost certainly say that they are not.  Yet, headlines seem to continually offer advice…

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What, exactly, is “the market?”

You hear it all the time. “Great day for stocks. The market was up over 200 points.” “The market took a beating, it was down 150 points.” But what, exactly, is “the market”? Well, what they are likely referring to is the most commonly quoted stock market index, the Dow Jones Industrial Average (DJIA). It’s…

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Hey CNNMoney, investing isn't a game and it's not placing a bet

Scrolling through my Facebook news feed the other night, I came across a story by CNNMoney. The teaser reads, “If you’re planning to get in on the investing game, place your bets carefully.” I must have “liked” a few CNNMoney articles recently because it seems like they are beginning to dominate my news feed. It…

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The making of a viral trend: #IceBucketChallenge

Surely by now, you’re aware of (or tired of) a trend that has been the very definition of going viral. That, of course, is the Ice Bucket Challenge. Here’s how it works: participants a dump bucket of ice water over their heads (often with the help of kids, friends or a spouse), share the video…

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